How Much Equity Do You Need to Refinance in Arizona? 2026 Guide
Published on: 07/28/2026
How much equity do you need to refinance in Arizona? A rate-and-term refinance can need as little as 3% to 5%, while a cash-out refinance usually requires keeping 20% equity. Here's the 2026 breakdown by loan type. Pillar Mortgage Group, NMLS #2700076